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Personal Auto Insurance Coverage

Oho Department of Motor Vehicles

Some insurers sell auto insurance through telemarketers, but our clients receive a much higher level of service without higher costs. Through our years of experience, we can prove time and time again that there is no substitute for having an agent to guide you.

Most Personal Auto policies provide the following basic coverage:

• Bodily Injury Liability - Covers accidental injury or death of another person if caused by you in an automobile related accident.
• Property Damage Liability - Covers accidental damage to other people's property if caused by you in an automobile related accident.
• Defense Costs - Covers court costs, legal expenses and attorney's fees.
• Collision - Covers you for damage to your car in an accident, regardless of who was at fault.
• Other Than Collision - Covers your car against damage from fire, lightning, flood, theft, glass breakage, falling objects, and other specified perils.
• Medical Payments - Covers you and your family in any car, and anyone riding in your car for medical expenses resulting from an accident.
• Uninsured / Underinsured Motorist - Covers injury suffered by you, your family and anyone riding in your car against the uninsured / underinsured or hit-and-run driver.

For more information please call 614.488.1101 or email us today.