Insurance Agency in Columbus OH
Finding an agent that you can trust to guide you through the insurance planning process, decisions that will affect you, your family and your business, is critical. You need an insurance agent who has an understanding of the fine details of coverage, to make sure that your belongings are protected, your family covered, and financial interruptions to your life are minimized. As independent insurance agents, we bring freedom of choice.
Why use an insurance agent at all?
Insurance is not one size fits all. Policies are complex, legal documents. Like any legal document, a professional can spot traps and opportunities. At our insurance agency in Columbus, we walk you through common terms, such as a declaration page, certificate of insurance, claim, deductible, liability coverage, peril, risk, and premiums. We are partners with 13 strong, outstanding carriers that want your business. Your insurance agency must be able to respect the risks inherent in each client’s insurance strategy, clearly convey the risks, and recommend a strategy that will minimize risks while ensuring a client’s goals are achieved.
The Freedom to Choose.
If you have tried to get advice from an agent who represents just one brand, or a call center trying to sell you a one-size fits all approach, you are in for a treat. Insurance is an incredibly nuanced field that needs unending education. You deserve a professional with that commitment.
Let's Talk About It - (614) 488-1101
I own a home-based business, do I need insurance?
A business operated by one or two people out of a home, may not need workers compensation insurance, but you may need more property and liability insurance
What basic insurance does my small business need?
You may need one or more, depending on the type of business. ➜
- Workers Compensation
- Business Vehicle Insurance
- Error and Omissions (E&O)
- Employment Practices Liability (EPLI)
- Directors & Officers Liability (D&O)
- Business Interruption
Does my credit score affect my premiums?
Yes. Regulatory associations report a correlation between personal credit scores, individuals getting into accidents, and non-payment policy cancellations. If you have a low credit score, you pay higher premiums to offset the perceived risk. ➜